Salary Examples5 min read

15 LPA In-Hand Salary in India 2026 — Complete Monthly Breakdown

Monthly in-hand salary for ₹15 LPA CTC in India FY 2026-27. New vs old tax regime, PF, HRA, professional tax deductions explained.

By PayCalc Pro Team

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₹15 LPA CTC — Monthly In-Hand Salary (FY 2026-27)

₹15 LPA is a milestone salary — common for mid-level engineers, MBAs, and 5+ year experienced professionals.

Salary Components at 15 LPA

ComponentAnnualMonthly
Basic (50%)₹7,50,000₹62,500
HRA (metro)₹3,75,000₹31,250
Special Allowance₹2,72,731₹22,728
Employer PF₹21,600₹1,800
Gratuity₹43,269₹3,606
**Total CTC****₹15,00,000****₹1,25,000**

Deductions

DeductionMonthly
Employee PF₹1,800
Professional Tax₹200
Income Tax (New Regime)~₹5,417

Final Monthly In-Hand: ~₹93,200

New vs Old Regime at 15 LPA

RegimeAnnual TaxMonthly In-Hand
New Regime~₹65,000~₹93,200
Old Regime (80C + HRA)~₹72,000~₹92,600

New regime is better by ~₹600/month. Compare both regimes.

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