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₹7 LPA CTC — Monthly In-Hand Salary (FY 2026-27)
₹7 LPA is a common salary for 1–3 year experienced professionals. Here's the exact breakdown.
Salary Components at 7 LPA
| Component | Annual | Monthly |
|---|---|---|
| Basic (50%) | ₹3,50,000 | ₹29,167 |
| HRA (50% of basic, metro) | ₹1,75,000 | ₹14,583 |
| Special Allowance | ₹1,23,731 | ₹10,311 |
| Employer PF (in CTC) | ₹18,000 | ₹1,500 |
| Gratuity (in CTC) | ₹20,192 | ₹1,683 |
| **Total CTC** | **₹7,00,000** | **₹58,333** |
Deductions
| Deduction | Monthly |
|---|---|
| Employee PF | ₹1,800 |
| Professional Tax | ₹200 |
| Income Tax (New Regime) | ₹0 (below ₹12L threshold) |
Final Monthly In-Hand: ~₹52,900
Under FY 2026-27 new regime, ₹7 LPA attracts zero income tax (87A rebate covers up to ₹12L).
City-Wise In-Hand
| City | Monthly In-Hand |
|---|---|
| Metro (Delhi/Mumbai) | ~₹52,900 |
| Non-Metro | ~₹52,200 |
Try our In-Hand Salary Calculator for your exact salary.
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