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₹8 LPA CTC — Monthly In-Hand Salary (FY 2026-27)
₹8 LPA is a popular benchmark salary. Many freshers from top colleges and 2–3 year experienced professionals earn this.
Full Salary Breakdown
| Component | Annual | Monthly |
|---|---|---|
| Basic (50%) | ₹4,00,000 | ₹33,333 |
| HRA (metro, 50% of basic) | ₹2,00,000 | ₹16,667 |
| Special Allowance | ₹1,47,731 | ₹12,311 |
| Employer PF | ₹18,000 | ₹1,500 |
| Gratuity | ₹23,077 | ₹1,923 |
| **Total CTC** | **₹8,00,000** | **₹66,667** |
Deductions Monthly
| Deduction | Amount |
|---|---|
| Employee PF | ₹1,800 |
| Professional Tax | ₹200 |
| Income Tax (New Regime) | ₹0 |
Final Monthly In-Hand: ~₹60,900
Key 2025 update: Under the new ₹12L zero-tax rule (Section 87A rebate), your ₹8 LPA attracts zero income tax — saving ₹10,000–₹15,000 vs old rules.
Old vs New Regime Comparison
| Regime | Annual Tax | Monthly Saving |
|---|---|---|
| New Regime (2025) | ₹0 | — |
| Old Regime (no deductions) | ~₹35,000 | ₹2,916 saved |
Use our CTC Calculator to get your personalized result.
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