Know Your Exact
Take-Home Salary
India's simplest salary calculators. Enter your CTC and get an instant, accurate breakdown of every rupee — PF, HRA, tax, and net salary.
Salary Calculators
Free tools for every salary question you have
CTC to In-Hand
See your exact monthly take-home from annual CTC
Open →Tax Estimator
Compare new vs old tax regime side by side
Open →PF Calculator
EPF contributions and long-term corpus growth
Open →HRA Calculator
Your HRA tax exemption under Section 10(13A)
Open →Gratuity Calculator
Estimate gratuity after 5+ years of service
Open →Notice Buyout
Cost of early exit with full tax breakdown
Open →What Does Your CTC Mean in Reality?
India's simplest salary calculators. Enter your CTC and get an instant, accurate breakdown of every rupee — PF, HRA, tax, and net salary. Updated for FY 2026-27.
Calculate Your Exact In-Hand →*Metro city, new tax regime, standard deductions
Salary & Tax Guides
In-depth articles on Indian salary, PF, HRA and taxes
How to Calculate In-Hand Salary from CTC in India (FY 2026-27)
Learn the exact step-by-step formula to convert your CTC to monthly take-home salary. Includes PF, HRA, professional tax, income tax deductions with worked examples for FY 2026-27.
Read →CTC vs Gross Salary vs Net Salary: Key Differences Explained (2026)
Confused by CTC, gross salary, and net salary? This guide explains the exact differences with real examples, showing why your in-hand salary is much lower than your CTC.
Read →How PF (Provident Fund) Affects Your Monthly Salary in India (2026)
Understand exactly how EPF deductions impact your monthly take-home salary, when PF is capped at ₹1,800, and whether opting out of PF is worth it for Indian employees.
Read →HRA Exemption Rules Under Section 10(13A) — Complete Guide for 2026
Complete guide to HRA tax exemption under Section 10(13A) of the Income Tax Act. Learn the three conditions, metro vs non-metro rules, and how to maximize your HRA benefit in FY 2026-27.
Read →Indian Salary Structure Explained for Freshers: CTC, Payslip, PF & More (2026)
First job? This complete guide explains every component of your Indian salary — Basic, HRA, PF, Professional Tax, TDS — so you know exactly what to expect on your first payslip.
Read →5 LPA In-Hand Salary: Exact Monthly Take-Home for FY 2026-27
What is the actual monthly in-hand salary for ₹5 LPA CTC in India for FY 2026-27? Detailed calculation with PF, HRA, tax breakdown for metro and non-metro cities.
Read →Common Questions
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